Our finance is through V12 Retail Finance who offer a 12 month loan period at a fixed 0% APR which means you can buy now and pay over 12 months with no interest!
*Finance is subject to status, a minimum spend applies and there are exclusions and limitations – read on for more.
Here’s how you do it through Go Kayaking.
1 – Find your items and add them to your basket. You’ll notice the green button top left saying “Finance Available” and the payment option at the bottom saying order using Finance
2 – Once you click “Order using Finance” you then need to select “Delivery” when prompted. When using finance, we can only deliver to the approved delivery address as per the finance agreement. You can not collect your items or have the items delivered to an alternative address.
3 – Once you’ve put your details in, you can adjust the deposit amount using the green slider. This allows you to clearly see what your monthly repayments will be.
4 – Once you have decided on your deposit amount click the blue button that says “Place Order Using Finance”. This will take you to the application form on the V12 website. The application takes about 5 minutes to fill in, and for the most cases you get an instant decision.
5 – Once you have filled in the application you’ll get either:
Approved – This means the finance has been agreed in principal. You now need to sign the agreement & pay the deposit if required. Once you’ve signed the agreement we can dispatch your order. You will received an email from Go Kayaking to confirm this.
Referred – Your application is on hold and more information may need to be provided. V12 will carry out further checks and provide a decision within 2 hours – in some cases it might take longer. They will contact you if they require more information.
Declined – You application has been declined and we can not proceed with your order. You will be given an option to print off an information page about declined applications.
6 – Exclusions
There are items that we can not offer finance on for a number of reasons. You can see on the screen shot below, finance can be used when purchasing the item on the left, but not the item on the right. If you add any item to your basket where finance does not apply, then this voids the whole basket from being able to use finance.
You’re all set for some exciting shopping! Head back to our main website to start adding items to your basket!